No items found.
warning

LOT LOANS

Dreaming of building your forever home? It all starts with the perfect property!
Sierra Central offers LOT LOANS.

15-YEAR LOANS
$50,000 - $150,000

• Minimum FICO 700
• 75% LTV up to 5 acres
• 70% LTV up to 10 acres
• Subordinate financing not allowed
• Purchases only
• Higher loan amounts and larger acreage may be considered on an exception basis

Contact us online or call our Real Estate Department at 800-222-7228 (press 4).

Get Connected with a Mortgage Specialist
‍

If you’re looking for a home loan lender who understands your financial situation and your personal goals, let Sierra Central Credit Union help you with your home loan process.
learn more about how we handle your personal information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
*All loan rates and points are based on a 60-Day rate lock unless otherwise noted. Not all applicants qualify, to be approved for a loan, you must have a responsible financial history and meet other conditions. Your actual rate depends on a variety of factors, including evaluation of your credit worthiness, income, and other factors. Rates, terms, and conditions subject to certain criteria, may vary and can change at any time without notice. Rates available are subject to rules, restrictions, and underwriting guidelines. Membership open to anyone who lives, works, worships or attends school in any of our branch location counties. Membership and/or participation fees may apply. Other restrictions may apply; must meet account opening criteria to join. We reserve the right to correct printing errors.
‍‍

BECOME A MEMBER and find out for yourself, why Sierra Central Credit Union
is Northern California's premier
financial institution.

Explore Accounts
Become a Member

1351 Harter Pkwy
Yuba City, CA 95993
Routing # 321174770
1-800-222-7228

Consumer Fee Schedule | Business Fee Schedule | Privacy Policy | CCPA
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

LTV = Loan to value.
‍
All loans subject to credit approval and some restrictions may apply. 

Payment example Auto Loan: Estimated APR of 6.49% on a loan amount of $35,000, for 60 months= Payments as low as $684.65per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.   

Payment example Signature Loan: Estimated APR of 9.74% on a loan amount of $25,000, for 60 months= Payments as low as $527.98 per month.
‍
Consumer Fee Schedule
Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Sierra Central Credit Union does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex (which includes gender identity and sexual orientation), marital status or age (provided the applicant has the capacity to enter into a binding contract).
© Sierra Central Credit Union, all rights reserved