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Owner occupied or non-owner occupied
Purchase or refinance
Types of Commercial Real Estate loans: Multi-Family, Office, Retail, Industrial, and Agricultural
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.
Up to a 10-year term
Fixed or variable rates of interest
Collateral may be required
Best used to invest in long-term assets, equipment, autos, tenant improvements and technology upgrades, etc.
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.
Loan amounts up to $250,000
Monthly interest only payments
Can be used for: working capital, season fluctuations, inventory purchases, etc.
Have the cash on hand, when you need it the most!
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.
Downpayments as low as 10%
For real estate purchase or refinances
Long-term, fixed-rates available on your SBA second loan
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.
Business acquisitions or expansions
Equipment and inventory purchase
Working capital, etc.
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.
Success looks different for every small business. Explore your options for purchasing vehicles or equipment with Sierra Central.
Would you like one of our Commercial Lending Specialists to contact you?
Business Vehicles are defined as all passenger vehicles that are used for business purposes and/or titled in the business name. This includes, but is not limited to, cars, SUVs, light- and heavy-duty trucks and cargo/panel vans. Excluded are fleet vehicles, fare-paying passenger vehicles, RVs, buses, over-the-road trucks and trailers, dump trucks and other heavy construction vehicles. APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.
