FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

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FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

Details Here

FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

Details Here

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Sierra Central makes no warranties, either express or implied, concerning the content of such linked sites, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Sierra Central warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination.

Sierra Central does not guarantee the authenticity of documents on the Internet. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Please consult the privacy disclosures on such sites for further information.

Sierra Central Credit Union Business Accounts
Business Center

Financing solutions tailored to your business growth.

Sierra Central are your local experts at getting the funds you need at preferential rates. Let us help you invest, expand, and manage your cashflow to drive your business forward.

Offering all the financial support you need, from real estate and term loans to lines of credit and small business lending - our business advisors are experts ready to help.
Our Products

What can we help you with today?

Explore our business borrowing resources.
Please Select Account

Commercial Real Estate

Live life at the speed that works for your business, with a Commercial Real Estate Loan from Sierra Central.
  • Owner occupied or non-owner occupied

  • Purchase or refinance

  • Types of Commercial Real Estate loans: Multi-Family, Office, Retail, Industrial, and Agricultural

Connect with a Specialist
Commercial Real Estate

APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees.  Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.

Business Term Loans

Expand your business with a Sierra Central Credit Union Business Term Loan. Our Term Loans can cover your long-term financing needs, preserving your own funds.
  • Up to a 10-year term

  • Fixed or variable rates of interest

  • Collateral may be required

  • Best used to invest in long-term assets, equipment, autos, tenant improvements and technology upgrades, etc.

Connect with a Specialist
Term Loans with Sierra Central

APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees.  Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.

Business Lines of Credit

A revolving line of credit lets you take care of short-term needs, fast. Rather than taking out a lump sum loan, a line of credit means you’ll have access to funds as you need them.
  • Loan amounts up to $250,000

  • Monthly interest only payments

  • Can be used for: working capital, season fluctuations, inventory purchases, etc.

  • Have the cash on hand, when you need it the most!

Connect with a Specialist
Business Lines of Credit

APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees.  Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.

Small Business Loans (SBA 504)

Sierra Central is proud to offer SBA loans. The SBA 504 Loan Program provides long-term, fixed-rate financing for acquisitions. Sierra Central will provide a first loan up to 50% of value and the SBA will fund the remaining balance.
  • Downpayments as low as 10%

  • For real estate purchase or refinances

  • Long-term, fixed-rates available on your SBA second loan

Connect with a Specialist
Small Business Loans

APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees.  Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.

Small Business Loans (SBA 7a)

Sierra Central is proud to offer SBA loans. The SBA 7a Loan is a loan guarantee program used for a variety of business needs.
  • Business acquisitions or expansions

  • Equipment and inventory purchase

  • Working capital, etc.

Connect with a Specialist

APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees.  Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.

Purchase or refinance the cars, vans and light trucks you need to keep your business rolling!

  • Up to 90% financing on new
  • Up to 75% financing on used
  • 48-84 month terms
  • Up to 10-year maximum age
Rate
*APR as low as
*APY as high as
  • Success looks different for every small business. Explore your options for purchasing vehicles or equipment with Sierra Central.

  • Would you like one of our Commercial Lending Specialists to contact you?

Connect with a Specialist

Financial Business Auto Loan Calculator

How much car can I afford?
This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.
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Calculator Results

Based on the information entered, the total amount that you can afford to pay on your car, taxes, and document fees is: $0.00

Business Vehicles are defined as all passenger vehicles that are used for business purposes and/or titled in the business name. This includes, but is not limited to, cars, SUVs, light- and heavy-duty trucks and cargo/panel vans. Excluded are fleet vehicles, fare-paying passenger vehicles, RVs, buses, over-the-road trucks and trailers, dump trucks and other heavy construction vehicles. APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees.  Loans subject to credit and collateral approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness. Other rates and terms available. Certain restrictions apply. Membership and credit subject to approval. Membership open to those that live, work, worship or attend school in any of our 19 branch location counties. A one-time $5 membership fee and savings account required. Restrictions apply.