5.375
%
6.63
%
$
N/A

FRAUD ALERT

Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.

Details Here

FRAUD ALERT

Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.

Details Here

FRAUD ALERT

Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.

Details Here

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Sierra Central makes no warranties, either express or implied, concerning the content of such linked sites, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Sierra Central warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination.

Sierra Central does not guarantee the authenticity of documents on the Internet. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Please consult the privacy disclosures on such sites for further information.

Adjustable Rate Mortgage 2-2
Adjustable Rate Mortgage (2/2)

Adjustable Rate Mortgage 2-2

2/2 Adjustable Rate Mortgage Loan - ARM has a fixed interest rate for the first 2 years and adjusts every 24-months for the remaining loan term.

  • Competitive interest rates
  • Excellent Customer Services
  • No pre-payment penalty
  • Primary residence and second homes eligible
  • 20 and 30 year terms
5.375%
Rate
6.625%
*APR as low as
*APY as high as
Learn more
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Financial Product Calculator

How much can I afford?
This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.
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Calculator Results

Based on the information entered, the total amount that you can afford to pay on your car, taxes, and document fees is:

*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum loan amount of $766,650.    APR =Annual Percentage Rate. All mortgage rates are based on a 60-day rate lock. Rates are subject to change at any time. LTV = Loan to Value ratio. Private mortgage insurance is required for loans over 80% LTV and are subject to certain restrictions for approval. Example First Mortgage Loan. Purchase a property, with a loan amount of $160,000 and an estimated property value of $200,000, with a 20% down payment equal to $40,000. The property is in Yuba City, CA. The property is an existing single-family residence and will be used as a primary residence. The assumed credit score is 740. At a 6.875% interest rate, the APR for this loan type is 6.940%. The initial payment for the first two years is $1,051.09 (Principal and Interest) per month followed by 24 payments at $1,155.71 (Principal and Interest) per month followed by 311 payments at $1,656.13 and 1 payment at $1,646.13. The example was based on 80% LTV and program allows up to 97% LTV. We reserve the right to correct printing errors. Membership open to anyone who lives, works, worships or attends school in any of our branch location counties. Membership and/or participation fees may apply. Other restrictions may apply; must meet account opening criteria to join. Any rates, fees, and terms subject to certain criteria and may vary. Equal Housing Opportunity. NMLS#786202