Text Link
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0.12
%
0.12
%
$
0.01
N/A
1
%
1
%
$
2500
N/A
1.25
%
1.26
%
$
10000
N/A
1.5
%
1.51
%
$
25000
N/A
2.5
%
2.53
%
$
50000
N/A
3.05
%
3.09
%
$
100000
N/A
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FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

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FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

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FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

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IRA Money Market Savings
IRA Money Market Savings

IRA Money Market Savings

Visit a Branch

Save for the future!! An IRA gives you options for long or short term investments with a tax-deferred or tax -free earning growth!  Available for rollovers and transfers, too!

  • Traditional IRA – Members under the age of 70 ½ can contribute up to a certain amount of their earned income to their IRA each year.  The contribution may be tax deductible, and the dividends earned may be tax deferred.
  • Roth IRA Members may make non-deductible contributions (no age limit) depending on income.  Roth IRAs also offers tax-free withdrawals for certain distribution reasons.
  • Simplified Employee Pension SEP IRA- Employers may contribute up to 25% of an employee’s earnings to an employee’s account.  There is no age limit for SEP contributions.
  • Educational Savings or Coverdell (Formerly known as an Educational IRA) A tax-advantaged investment account for the purpose of paying for educational expenses. A Coverdell education savings account (ESA) is a savings arrangement in which contributions are invested for the purpose of funding a person’s education.
0.12%
IRA Money Market *APY as high as
3.09%
*APR as low as
*APY as high as

  • IRA Money Market Account

  • IRA Share Certificate Account

  • IRA Savings Account

Learn more

Financial Product Calculator

How much can I afford?
This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.
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Calculator Results

Based on the information entered, the total amount that you can afford to pay on your car, taxes, and document fees is:

*Sierra Central Credit Union IS NOT providing tax advice on this page for Coverdell Education Savings Accounts, Traditional IRAs, or Roth IRAs. You should always consult a qualified tax professional for tax advice regarding your specific situation. *APY=Annual Percentage Yield assumes the principal and dividends will remain on deposit until maturity.  Dividends compound monthly.  Withdrawals may reduce earnings.  Penalties for early withdrawal on term accounts.  Certificate will automatically renew on the maturity date at the nearest available standard term and dividend rate, not to exceed the term of the promotional certificate.  Rates are subject to change without notice.