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Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.
Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.
Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.
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Sierra Central does not guarantee the authenticity of documents on the Internet. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Please consult the privacy disclosures on such sites for further information.
Our experienced team is dedicated to guiding you through the process to provide you with the flexibility and financial support you need to make a substantial real estate investment.
Fixed Rate Mortgage Jumbo – Cash-Out
*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum loan amount of $1,500,000. APR = Annual Percentage Rate. All mortgage rates are based on a 60-day rate lock. Rates are subject to change at any time. LTV = Loan to Value ratio. Example First Mortgage Loan. Purchase a property, with a loan amount of $800,000 and an estimated property value of $1,000,000, with a 20% down payment equal to $200,000. The property is in Yuba City, CA. The property is an existing single-family residence and will be used as a primary residence. The assumed credit score is 700. At a 7.00% interest rate, the APR for this loan type is 7.067%. The payment schedule for a 30-year loan would be approximately $5,322.42 (Principal and Interest) per month. The example was based on 80% LTV. The program only allows up to 80% LTV. We reserve the right to correct printing errors. Membership open to anyone who lives, works, worships or attends school in any of our branch location counties. Membership and/or participation fees may apply. Other restrictions may apply; must meet account opening criteria to join. Any rates, fees and terms subject to certain criteria and may vary. Equal Housing Opportunity. NMLS#786202.
